feat: integrate unified payment and wallet refunds

backend/api/cmd/cli/main.go

@@ -153,7 +153,7 @@ func writeDeliveryResourceContract(output io.Writer) error {
 }
 
 func writeMockData() error {
-	config.New("platform")
+	config.New("heqi")
 	if config.Spec.Databases == nil {
 		return fmt.Errorf("database configuration is required")
 	}
@@ -175,7 +175,7 @@ func writeMockData() error {
 }
 
 func migrateDatabase() error {
-	config.New("platform")
+	config.New("heqi")
 	if config.Spec.Databases == nil {
 		return fmt.Errorf("database configuration is required")
 	}
@@ -196,6 +196,9 @@ func migrateDatabase() error {
 	if err := prepareAdditiveMigrations(migrationDatabase, driver); err != nil {
 		return err
 	}
+	if err := resetLegacyPaymentSchema(migrationDatabase, driver); err != nil {
+		return err
+	}
 	const legacyPhoneIndex = "idx_platform_account_phone"
 	if migrationDatabase.Migrator().HasIndex(&models.PlatformAccount{}, legacyPhoneIndex) {
 		if err := migrationDatabase.Migrator().DropIndex(&models.PlatformAccount{}, legacyPhoneIndex); err != nil {
@@ -213,6 +216,30 @@ func migrateDatabase() error {
 	return initdb.New(databaseService)
 }
 
+// resetLegacyPaymentSchema 执行经业务明确授权的开发期破坏性支付模型重置，不迁移旧支付或退款历史。
+func resetLegacyPaymentSchema(databaseService *gorm.DB, driver string) error {
+	statements := []string{}
+	if driver == "postgres" {
+		statements = append(statements,
+			`DROP TABLE IF EXISTS "wallet_refund" CASCADE`,
+			`DROP TABLE IF EXISTS "wallet_payment" CASCADE`,
+			`DROP TABLE IF EXISTS "gasorder_payment" CASCADE`,
+		)
+	} else {
+		statements = append(statements,
+			`DROP TABLE IF EXISTS wallet_refund`,
+			`DROP TABLE IF EXISTS wallet_payment`,
+			`DROP TABLE IF EXISTS gasorder_payment`,
+		)
+	}
+	for _, statement := range statements {
+		if err := databaseService.Exec(statement).Error; err != nil {
+			return fmt.Errorf("reset legacy payment schema: %w", err)
+		}
+	}
+	return nil
+}
+
 // prepareAdditiveMigrations 先处理无法由 GORM AutoMigrate 安全完成的新增非空字段。
 // 旧轨迹没有服务端接收时间时，以定位发生时间（再退化到创建时间）回填，
 // 避免直接 ADD NOT NULL 因历史行存在而中断整库迁移。