已完成用户APP首期功能开发

交付用户端首期页面、配套接口、后台资源及测试文档。用户APP构建、静态分析和三个管理后台构建通过；完整测试仍有2项失败，后端模型注释检查未通过，详见交付记录。

apps/user_app/test/ui/wallet_page_test.dart

@@ -0,0 +1,51 @@
+// 功能描述：钱包隐私开关、真实空错状态、账单筛选和详情；版本：1.0.0。
+import 'package:flutter/material.dart';
+import 'package:flutter_test/flutter_test.dart';
+import 'package:user_app/ui/core/app_theme.dart';
+import 'package:user_app/ui/features/wallet/wallet_page.dart';
+import 'package:user_app/ui/features/wallet/wallet_bills_page.dart';
+import '../support/a1_fixture.dart';
+
+void main() {
+  testWidgets('金额隐藏覆盖余额与最近账单，账单失败可独立重试', (tester) async {
+    final repo = A1FixtureRepository()..fail = true;
+    await tester.pumpWidget(
+      MaterialApp(
+        theme: AppTheme.light(),
+        home: WalletPage(repository: repo),
+      ),
+    );
+    await tester.pumpAndSettle();
+    expect(find.text('¥568.00'), findsOneWidget);
+    await tester.tap(find.byTooltip('隐藏金额'));
+    await tester.pumpAndSettle();
+    expect(find.text('¥568.00'), findsNothing);
+    await tester.scrollUntilVisible(
+      find.text('账单加载失败，点击重试'),
+      250,
+      scrollable: find.byType(Scrollable).first,
+    );
+    await tester.pumpAndSettle();
+    repo.fail = false;
+    await tester.tap(find.text('账单加载失败，点击重试'));
+    await tester.pumpAndSettle();
+    expect(find.text('-¥228.00'), findsNothing);
+    expect(find.text('气瓶订单'), findsOneWidget);
+  });
+  testWidgets('账单筛选只显示对应方向并能查看记账详情', (tester) async {
+    await tester.pumpWidget(
+      MaterialApp(
+        theme: AppTheme.light(),
+        home: WalletBillsPage(repository: A1FixtureRepository()),
+      ),
+    );
+    await tester.pumpAndSettle();
+    await tester.tap(find.text('收入'));
+    await tester.pumpAndSettle();
+    expect(find.text('气瓶订单'), findsNothing);
+    expect(find.text('+¥59.00'), findsOneWidget);
+    await tester.tap(find.text('退款入账'));
+    await tester.pumpAndSettle();
+    expect(find.text('记账后余额：¥568.00'), findsOneWidget);
+  });
+}